travel insurance with no age limit

Free Spirit

Medical Travel Insurance With No Age Limits

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No age limit travel insurance

Cover for all ages.

Many people find that reaching age milestones can cause problems when trying to buy travel insurance, with some standard travel insurance providers refusing to cover senior people. But there is no need for concern, here at Free Spirit, we don’t believe that your age should stop you from travelling. Whether you’re over 50 , 65 , 75, 80 or 90 we will look to provide you with first-class, wide-ranging cover for you and your companions when travelling in the UK or abroad.

As you would expect, our ‘no age limit travel insurance’ policy has terms and conditions which are shown in the Insurance Policy and cover is subject to medical screening.

Age or health shouldn’t prevent you from going away on holiday, but make sure you have the right insurance cover in place. That’s why Free Spirit can offer cover for single trips but if you enjoy travelling a few times a year, you may be eligible for our annual multi-trip cover . Either way, you can choose the policy that best suits your needs, so you can get on with having fun on holiday.

No matter what your age we could have the travel insurance policy for you:

Over 50 travel insurance
Over 65 travel insurance
Over 75 travel insurance
Over 80 travel insurance
Over 90 travel insurance

Our no age limit travel insurance has two types of cover to choose from; Super and Super Duper. You can be sure you get the cover you need such as emergency medical expenses, cancellation or curtailment/loss of holiday, delayed departure, baggage delay, loss or damage to medical aids and prescribed medications, loss of passport and personal accident. If you’re feeling adventurous, there’s also the option to add winter sports cover on payment of an additional premium.

If you are looking for complete peace of mind, Super Duper offers higher cover limits and also includes journey disruption.

Travelling with the whole family? You may want to refer to our Family Travel Insurance .

Even if you have an existing medical condition or disability we should be able to cover you

We understand that living with a medical condition or disability can make it difficult to get suitable insurance, so we want to make buying specialist travel cover easier for both young and older people . We will always try and offer a quote, unlike some standard travel insurance providers. We will ask you some questions about the medical conditions and disabilities of everyone to be insured on the policy so that you all get the cover that’s right for you.

Here are some of the medical conditions and disabilities we can look to offer cover for:

Heart Conditions
Mental Health Conditions
Cerebral Conditions
HIV and AIDS
Circulatory Conditions
Central Nervous System Disorders
Breathing Conditions
Joint Conditions
Kidney Conditions
Liver Conditions
Disabilities
Bowel Conditions
Terminal conditions considered – please call us on 02392 419 080 to discuss further

Why not cover your travelling companions on your Free Spirit policy?

Free Spirit can also look to cover travelling companions on your policy whether they have a pre-existing medical condition or not and regardless of how old they are. By including your travelling companions on your policy, you will ensure the whole party is covered by the same terms and conditions. For example, if you had to cancel your holiday due to your medical condition(s), travelling companions on your policy would be covered which may not be the case if they had taken out a policy elsewhere.

How to get your Free Spirit travel insurance with no age limits

Obtaining an instant quote and arranging cover with Free Spirit couldn’t be easier. We have an interactive website that includes online medical screening and we will ask you questions to ensure you declare all of your medical history so that you are protected should you need to claim.

Better still, you can issue a policy at any time of day when it is convenient for you.

If you would prefer not to buy online and would like to talk to a friendly voice in our UK-based call centre, that’s ok as well. You can call us on 02392 419 080.

We understand that travelling abroad at any age can be a worry, so we want to put your mind at ease by letting you know we have an emergency medical assistance helpline available to you 24 hours a day, 7 days a week, just in case you need our help.

CUSTOMER REVIEWS

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Testimonials

I was under pressure yesterday, to find another provider for travel insurance for myself and my wife, as our current provider had quoted approx £700 …

It is heartening to find an insurance company which does not discriminate against older travellers. We are extremely pleased with the insurance we hav…

I was very pleased with the service, the lady was most helpful and very pleasant and I felt very at ease with all the questions. I have now passed on …

Travel Insurance with Pre – Existing Medical Conditions is becoming more difficult to get as one gets older. I found all the members of staff I spoke …

We were very happy with the service we received from Free Spirit, our medical expenses claim was settled hassle free.

The Claims Manager and staff of Free Spirit, thank you for the first class service I received from you for my insurance claim.

It’s important for me to have peace of mind when travelling overseas. With Free Spirit I am secure in the knowledge that not only am I covered for my …

My Mum was diagnosed with cancer in February of this year, and recently it has been diagnosed as terminal. My parents wanted one last holiday abroad t…

I was very impressed with your excellent service as it was but with a very quick and understandable decision.

We were pleased with our Free Spirit travel insurance quote as we thought it would be more expensive with our medical conditions.

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Travel Insurance for your next holiday

Affordable travel insurance for all ages, conditions and destinations .

Travel Insurance is an essential part fo your holiday planning, and it is important to check your policy meets your needs.

Travel Insurance can cover your medical expenses if you’re injured or have an accident while away, and may also cover the cost of getting you home, if it’s a serious injury or you miss your scheduled flight due to a stay in hospital.

You should arrange Travel Insurance as soon as you book a trip, so that you’re covered for any monetary loss if you need to cancel for some unforeseen reason such as illness or death of a family member or having a serious accident that prevents you from being able to travel.

Plus, Travel Insurance will cover your luggage too, if it is lost, stolen or damaged.

At Just Travel Cover we work with a range of providers and will compare prices to help you find a Travel Insurance policy. There’s no age limit and cover for hundreds of pre-existing medical conditions.

Your destination is limitless; we offer cover for world cruises, single trips and our annual multi-trip policy covers you for as many trips as you want to take within 12 months. No matter what your age, we want you to enjoy life and travel wherever and whenever you wish. It is better to be protected against any unforeseen circumstances, even before you take off, it’s important to arrange cover as soon as you have booked your holiday.

Travel Insurance Tailored To You

From a week in the sun to a round the world cruise, we know that every traveller and every holiday is different. That’s why we work with a number of insurers, to help find cover that is tailored to your own needs, whether you’re 18 or 80 and wherever you’re going.

Single Trip

Travel Insurance

Get insured quickly and easily for a one-off trip up to 365 days, starting any time in the next 18 months. Whether you’re planning a staycation, a week in sizzling sunshine or a long stay overseas, our single trip policies have no age limit so make sure you’re protected with the right Travel Insurance . Compare prices from a range of insurers online today.

Annual Multi Trip

If you are planning to travel more than once a year, then taking annual multi trip Travel Insurance could save you money. You can cover yourself or the whole family on an annual policy, so get the flexibility to travel where you want, when you want and as often as you want without worrying about arranging cover every time you go.

We know it’s not nice to think about something going wrong on your cruise, but that’s what Travel Insurance is for. Get peace of mind while you’re at sea with our specialist cruise cover. You’ll benefit from things like missed port departure, cabin confinement and cruise interruption cover. All ages and pre-existing medical conditions considered.

Pre-existing

Medical Conditions

Did you know the majority of Travel Insurance claims are paid to support people in need of emergency medical treatment abroad and that the average claim is more than £1,300? We work with a number of insurers specialising in cover for hundreds of pre-existing medical conditions so you can travel with peace of mind .

Travel Insurance FAQs

What travel insurance policies do you offer.

At Just Travel Cover, we specialise in Travel Insurance that covers pre-existing medical conditions, with no upper age limit. We work with multiple insurers to provide single trip or annual multi-trip policies, specific cover for cruises and cover for hundreds of pre-existing medical conditions. Enter your details once and compare prices and cover from a range of providers, saving you time shopping around.

Can I travel anywhere with Just Travel Cover’s Insurance policies?

Yes – the world is there to explore, but Travel Insurance is more important than ever. So wherever you’re going on your next holiday, don’t forget your Travel Insurance. Please note you will not be covered for any destination where the FCDO advise against travel, and on some annual policies there are some countries that are excluded.

How much does Travel Insurance cost?

Every insurer’s pricing is different, and is based on a number of factors including your age and medical history, where you’re going and for how long. We will compare prices from multiple insurers and in most cases we’ll show you a bronze, silver and gold option so you can choose the best policy at the right price.

Can I get Travel Insurance if I suffer from a heart condition?

Yes, Just Travel Cover use a panel of specialist insurers to enable us to provide Travel Insurance for virtually all heart conditions, including Travel Insurance after a heart attack. Please declare your condition while filling out our medical screening form online and we will compare a range of insurers to find you the best deal, with cover for your heart condition. For more information take a look at the ‘ Heart Condition ’ section of the website. Please note that some insurers take other factors into account when delivering a price (or opting to not provide cover) – this includes your age, the severity of your heart problems and any other medical conditions you have or have had.

Can you get Travel Insurance if you suffer from diabetes?

If you suffer from diabetes or any pre-existing medical condition, it is important to find Travel Insurance with the right cover, should you need medical treatment while you are away or indeed if you need to cancel due to medical issues. We want you to travel with confidence and at Just Travel Cover we aim to help you get a Travel Insurance policy with cover for your diabetes with our easy-to-follow medical screening process.

Can you get Travel Insurance if you are living with cancer?

At Just Travel Cover, we offer insurance policies that cover those who currently have cancer, those in remission and those with a terminal prognosis. As long as your doctor has given you the all-clear to travel, we will search our market of providers to find a suitable Travel Insurance policy that will protect you against unexpected high medical bills while you are on holiday, and cover for cancellation on medical grounds. I t’s important to note that insurers take other factors into account when delivering a price (or opting to not provide cover) – this includes your age, the type of cancer and any other medical conditions you have or have had.

Can I get Travel Insurance at any age?

Yes, we work with a number of specialist insurers so we can provide Travel Insurance for people of any age. Enter your details online and we’ll only show you prices from those providers that can cover you. We believe that age should not be a barrier to travel, but understand that insurance is a crucial part of the planning process, so whether you’re 18 or 85, you can get a quote with Just Travel Cover (subject to medical screening).

Is there an upper age limit for any of Just Travel Cover’s Travel Insurance policies?

While many insurers have an upper age limit on their Travel Insurance policies, here at Just Travel Cover we can provide annual and single trip cover for all ages. We work with several insurers, many of which do not have an upper age limit. All quotes are subject to medical screening.

Will Just Travel Cover compare Travel Insurance on my behalf?

Yes, we compare prices from different insurers to help find the Travel Insurance you need for your next holiday. Compare over 48 prices online including bronze, silver and gold options to suit your needs and your pocket.

Can my travel companions who don't have a medical condition be covered on the same Travel Insurance policy?

Yes, it makes sense to cover yourself and your travelling companions on the same travel insurance policy. You will need to declare your own medical conditions by answering our easy medical screening questions, and your companions will need to do the same. If they don’t have any medical conditions to declare, just click continue.

Is the information you collect secure?

Yes, our website collects your personal information using a secure SSL certificate. Information exchanged with any address beginning with https:// is encrypted using SSL before transmission, ensuring complete privacy and security.

How can I find out more about a specific Travel Insurance policy?

If you have a question about any of the travel insurance policies available on our website, please call us on 0800 294 2969 – we will be happy to give you the information you need.

How do I add winter sports cover to my Travel Insurance policy?

You can add winter sports cover to a single trip or annual quote. Once you enter the dates of your trip and declare any pre-existing medical conditions, you will be asked if you want to add any additional Travel Insurance cover. You can add winter sports cover at this point, and all the Travel Insurance prices you are shown will include cover for winter sports.

I'm going on a cruise - how do I make sure I'm covered on my Travel Insurance?

When you get an online quote for Travel Insurance on our website, we will ask you if you are going on a cruise. Please click ‘Yes’, and we will include cruise cover in your selection of quotes.

I live outside the UK, can I get Travel Insurance?

No, the travel insurance policies we compare are only available to the residents of the UK, Channel Islands, and the Isle of Man.

Travel Insurance for Pre-Existing Medical Conditions FAQs

Frequently asked questions about Travel Insurance for Pre-Existing Medical Conditions .

What is a pre-existing medical condition?

A pre-existing medical condition is usually described as an illness or injury that you had diagnosed before you take out your new Travel Insurance policy. These include things like Asthma, Diabetes and Cancer, as well as anxiety and depression.

Why is Travel Insurance important if you have a pre-Existing Medical condition?

Accidents can happen anywhere, and to anybody, at any time. If they happen when you’re on holiday you may need medical treatment abroad – that’s why people take out Travel Insurance, to cover any unforeseen medical bills. However, if you have a pre-existing medical condition, the type of treatment you need may be more extensive and costly, so you need to make sure your insurance covers these conditions too. That’s where we come in – we specialise in Travel Insurance for people with pre-existing medical conditions – when you get a quote we will ask you a few questions regarding medical history and you will then be able to declare your medical conditions.

What does Pre-existing Medical Travel Insurance cover?

Accidents and emergencies can happen while away from home and medical bills can quickly mount up. Medical Travel Insurance (with cover for your pre-existing conditions) is there to provide peace of mind that if that does happen, the costs will be covered. We work with insurers who specialise in Travel Insurance for pre-existing medical conditions including physical and non-physical conditions, such as heart problems, high blood pressure, cholesterol, diabetes, asthma and anxiety and depression. We offer policies that cover emergency medical and hospital expenses and repatriation (the cost of getting you home) up to £15,000,000. Please note the amount of cover does vary between insurers but this is clearly marked alongside the price.

Does having pre-existing medical conditions affect where I can go?

We work with multiple insurers with the aim of being able to provide Travel Insurance for people of all ages, wherever you’re going, covering all medical conditions. Always remember there is no cover if you choose to travel to a destination where the FCDO has advised against all, or all but essential travel. Each insurer has different criteria for who and what they will cover, and each quotation is tailored to your individual circumstances – so when you get a quote and declare your medical conditions (along with your destination, trip length, age etc) we will only show you quotes from providers who will provide the cover you need.

Do pre-existing medical conditions affect the cost of my insurance?

Having a pre-existing medical condition doesn’t always make Travel Insurance more expensive – it depends on the severity of the condition. Some low-level medical conditions are covered at no additional cost, it’s just important they are declared should you be hospitalised on holiday – others will carry an additional premium, although this is all calculated behind the scenes and we simply show you the total price to pay.

Can I get Travel Insurance with a heart condition?

At Just Travel Cover we specialise in Travel Insurance for people with pre-existing medical conditions including those who have suffered heart attacks, had a heart bypass or are living with angina. Declare your heart conditions along with any other medical conditions you have when completing the quotation process and we will present a range of options for you. Each insurer has different limits for medical expenses and excess, but all insurers on our panel will provide cover for heart conditions so you can enjoy your holiday with peace of mind that you’re covered.

Does Travel Insurance cover diabetes?

Yes, diabetes is probably the most common pre-existing medical condition with more than 5 million people in the UK living with type 1 or type 2. If you need medical care for your diabetes when on holiday this would not be covered unless declared on your Travel Insurance policy.

Is cancer a pre-existing medical condition for Travel Insurance?

Yes, cancer is classed as a pre-existing medical condition and you must declare it whether in remission or not. Getting Travel Insurance when you have had cancer or currently have cancer can be intimidating and expensive, however, it doesn’t have to be. We work with a panel of specialist medical Travel Insurers to provide you with high quality and affordable cover for cancer. These cover terminal prognosis, remission or a specific type, such as breast cancer, prostate cancer, lung cancer, lymphoma and more. Like all Pre-existing Medical conditions, we ask you to follow the online medical screening questions or call us for further support and make sure your GP gives you the all-clear from travel.

How do mental health conditions affect Travel Insurance?

Mental health conditions such as anxiety and depression are classed as pre-existing medical conditions and need to be declared on your Travel Insurance policy. Our Travel Insurance policies provide cover for emergency medical treatment while away or if there is an unforeseeable circumstance, such as having to cancel your trip or cutting it short due to falling ill, for example.

Can I get travel insurance if I have pre-existing Medical conditions?

Here at Just Travel Cover we specialise in Travel Insurance for people with pre-existing medical conditions. The aim of all Travel Insurance is to cover the cost of the unforeseen, such as illness or injury, theft of your belongings, or if you need to cancel your trip or return home early. It’s the same if you have a pre-existing medical condition, but having specific cover will mean you’re covered for the cost of care for your existing condition too. If you do not declare your pre-existing conditions you are unlikely to be covered for any treatment for them, which could lead to hefty medical bills.

Is there an upper age limit on Travel Insurance for Pre-Existing Medical Conditions?

We work with multiple insurers so we can provide policies for people of all ages. Some of the specialist providers we work with have no upper age limit, and when you enter your details we will only show you prices of Travel Insurance providers who can cover you.

Will Just Travel Cover compare insurers on my behalf?

At Just Travel we work with multiple specialist insurers to help find a policy to suit your needs. Typically we will offer you bronze, silver and gold from each insurer you can provide cover. If we cannot provide a quotation due to your medical conditions we will signpost you to a company that we believe can help.

We Compare Prices From These Insurers

Compare Travel Insurance with medical conditions easily with us. We diligently compare various options, helping you find the best Travel Insurance with medical conditions tailored to your needs. Click here to download the Policy Wording and Insurance Product Information document for all insurers. In the event you are unable to find a suitable product from our panel of multiple providers, you can find contact details of some additional Insurers who specialise in travel insurance for people with serious medical conditions here , or call 0800 294 2969 for more information.

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Justtravelcover.com is a trading style of Just Insurance Agents Limited, which is authorised and regulated by the Financial Conduct Authority (FCA) number 610022 for General Insurance Distribution activities. Registered in England. Company No 05399196, Victoria House, Toward Road, Sunderland SR1 2QF. Our services are covered by the Financial Ombudsman Service. If you cannot settle a complaint with us, eligible complainants may be entitled to refer it to the Financial Ombudsman Service for an independent assessment. The FOS Consumer Helpline is on 0800 023 4567 and their address is: Financial Ombudsman Service, Exchange Tower, London E14 9SR. Website: www.financial-ombudsman.org.uk/